The documents required to obtain a loan from the Banque Populaire

The documents required to obtain a loan from the Banque Populaire in 2023

The documents required to obtain a loan from Banque Populaire, which is keen to provide the best for all customers by providing several types of loans that meet everyone's needs. As Banque Populaire is keen to provide everything that suits its customers through many facilities in terms of installments and benefits, to be your ideal choice to realize your own project. To learn more about this topic, follow the lines of our article via Ramoq   about the documents required to obtain a loan from the Banque Populaire. We will also mention to you the advantages of obtaining an existing loan, and the most important papers needed to obtain a car loan and a consumer loan.

Documents required to obtain a loan from the Banque Populaire

The documents required to obtain a loan from Banque Populaire are: A written loan application signed by the customer.A registration card for foreigners residing in Morocco or a copy of the CNIE national card.For private sector employees, they must bring a work and salary certificate dated less than three months.For public sector employees, they must bring the following: Work certificate, provided that it is less than three months old.Participation status is less than three months.For those practicing private activities, they must bring the following: An extract from the commercial register.Income tax return for the year preceding the loan application, along with any other document supporting the income.For retirees, they must bring the following: A certificate issued by the authority responsible for paying the salary.Any other additional documents that the bank may deem necessary to bring.

An existing loan  from the Banque Populaire

In the course of our conversation about the documents required to obtain a loan from the Banque Populaire, follow with us the advantages of obtaining an existing loan, which are as follows: The ability to choose the loan amount according to ability.

Payment terms can be chosen according to the frequency of your income i.e. monthly or quarterly.Payment installments up to 84 months.You can benefit from the lowest interest rate.Get an amount of up to 500,000.You can suspend one payment per year if necessary.

Personal loan to buy a new car from Banque Populaire

A personal loan for the purchase of a new car is one of the loans that provides you with financing of up to 75% to buy a new car for a maximum amount of 500,000, in addition to a repayment period of up to sixty months.

Documents required to obtain a car loan from the People's Bank

Find out with us the documents required to obtain a personal car loan from Banque Populaire:

• For employees, you must bring a salary and work certificate.
• For non-employees, you must submit a tax notice or tax return.
• Also, bring three employee payroll statements.
• A document proving the additional income.
• The income must also be invested in a branch of the Banque Populaire.

Documents required to obtain a consumer loan from Banque Populaire

The Banque Populaire offers several types of loans, such as a car loan, a real estate loan, a consumer loan, or a leisure activity loan. So follow with us the documents required to obtain a consumer loan from Banque Populaire:

• Bring a written loan application signed by the person concerned.
• A copy of the national card for foreigners.
• A real estate ownership contract or lease contract must also be brought.
• In the event that the applicant is retired, a copy of the pension receipt must be taken into account.
• Work certificate and salary statement for the last three months.
• A certificate showing the annual income of the applicant for the loan.
• A special extract from the commercial register.

Types of loans in the People's Bank

Here is a list of the types of loans provided by Banque Populaire, as follows:

• Personal loan.
• car loan.
• Home loan.
• Existing advance loan.
• Congratulations home loan.
• Home loan, Mabrouk Iqama.
• consumer loan.

Steps to write a written application for a loan from the Banque Populaire

The following are the steps for writing the written application to obtain the required loan from the Banque Populaire:

1. Type in personal master data such as your quadruple full name.
2. Write your address in detail and correctly.
3. Write down your contact numbers, such as your mobile number or home phone number, and it is necessary that they be correct in order for the person concerned to be contacted.
4. Type in the email address in case you are waiting for a response.
5. Then write the content of the application, which is the most important step in writing the written application. It is necessary that it be written in a clear, error-free handwriting, and that it is in compliance with all conditions and laws. It is necessary to write the financial account numbers correctly.

With this sufficient amount of information and details, we have come to the end of our article about  the documents required to obtain a loan from the People's Bank,  explaining to you the documents required to obtain a car loan, the features of an existing loan, and what papers must be brought to obtain a consumer loan from the People's Bank.